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Homeowners hope for help: Flood victims apply for loans to start rebuilding

"We're on a fixed income. We're just two retired people."

KINGSLAND, Texas — Lorna and Jerry Hall stood outside their Kingsland home on Tuesday. 

"I can't even look at it," said Lorna. The Halls had lived in the home around 15 years before the floodwaters washed through. 

Jerry said there was eight feet of water inside their house. 

"We're on a fixed income. We're just two retired people, and having help from SBA is giving us a step to our step," said Lorna. "We're just so thankful, and we hope we're approved."

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The SBA Office of Disaster Assistance set up disaster loan outreach centers in Llano and Burnet Counties. Starting on Wednesday there will be one in Austin too.

Rigoberto Gonzalez-Nossa, the public information officer with the Office of Disaster Assistance, was at the First Baptist Church, the Kingsland location, on Tuesday to help explain what they would be doing. He said the other location is in Marble Falls, by the courthouse. 

"[The centers] provide direct access to those affected by the flooding to apply for federal funds to either rebuild or fix their personal homes or property or even businesses," he said. 

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Gonzalez-Nossa said the Office of Disaster Assistance is focused on providing disaster assistance through federal funding.

He said "businesses of all sizes, most nonprofit organizations, homeowners, and renters" can come apply for loans. 

Gonzalez-Nossa said the loans are up to 30-year loans and preferential interest rate is 2 percent for homeowners and renters, 2.7 percent for nonprofit organizations, and 3.7 percent for business owners.

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