AUSTIN -- Homeowners in Travis County and Williamson County are discovering unsettling information about their mortgages.
The site goes on to say it "is not a legal system of record nor a replacement for the public land records. No interests are transferred on the system. They're only tracked."
The Travis County Clerk estimates nearly 400,000 properties in the county are tracked by MERS and that the county has not collected at least $4 million in fees from documents that were never recorded.
Williamson County Clerk Nancy Rister estimates more than 70,000 properties in the county are in the MERS system. Rister said she learned that her own home mortgage had been sold to a new lender last year, yet her office had no record of the transfer.
How to check your mortgage:
For Travis County go to: http://deed.co.travis.tx.us
For Williamson County go to: http://www.wilco.org/CountyDepartments/CountyClerk/tabid/230/language/en-US/Default.aspx
On the left of that Web page, click on "Search Official Public Records." List your name under "Grantor," and for document type, click "deed of trust."