Target offers free credit monitoring

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by Tanya Rivera / WFMY

kvue.com

Posted on January 13, 2014 at 3:55 PM

Updated Monday, Jan 13 at 3:55 PM

GREENSBORO, N.C. -- At last count, the Target security breach affected more than 110 million people. That number could grow. 

Even if you didn't shop at Target during the holidays, the company is offering free credit monitoring to all customers.

As of Jan. 13, any Target customers can enroll in the free credit monitoring service. Target is using the ProtectMyID program by Experian.

According to Target's website, the monitoring includes a copy of your credit report, daily credit monitoring, identity theft insurance and access to personalized assistance.

Anyone who signs up for the program will receive the benefits for one year, but memberships do not expire. After one year, people who signed up for the program will be billed. Users will need to check back after one year and choose to stop membership or keep it and pay.

Those wishing to enroll in the service must request an activation code by April 23, 2014 and register for the program before April 30, 2014.

According to the Target website, the process requires several steps.

First, you'll need to get an activation code. You get it by submitting your name and email to CreditMonitoring.Target.com. Then you wait between one and five days for your activation code and directions.

Once you get the activation code, the directions will take you through a few steps including providing Experian with your personal information. This is needed to monitor your credit, so be prepared to enter in your name, address, date of birth and social security number.

This service is free, but Target says during enrollment you will have the option to purchase additional monitoring products at your own expense. You are not required to do so. Often times, you must read and re-read these paragraphs to make sure you know what is free and what is not.

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